Ring Insurance

I have to say one thing that I absolutely love is my wedding ring. It is not something that I just think of as an average ring. My ring is on the larger side being a total weight of 2.5 carrots. It is a beautiful ring to me although I could have a larger one. Just kidding I love the one that I have very much. I know many people have a ton of different insurances but do they have engagement ring insurance? I know many people do not think of things like that. I know that we do not have a special insurance for my ring but ours is insured under our home owners policy. Ken thought it would be a good idea because it is worth a lot of money. I guess if you have a small ring I would not really consider getting insurance to cover it but most people do not have small rings anymore. Insurance is always nice to have on anything. Why not be protected in case it should get stolen or damaged.